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Title:
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Flood Insurance Assessment Report
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Submitted By: Noel Cooper
Department: Engineering
FORMAL TITLE:
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Flood Insurance Assessment Report
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OCALA'S RELEVANT STRATEGIC GOALS:
Quality of Place
PROOF OF PUBLICATION:
N/A
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BACKGROUND:
Attached is the Flood Insurance Assessment Report dated September 2, 2025, from the City Engineer.
To determine the level of flood insurance coverage in the City of Ocala (City), the most recent Insurance Zone and Occupancy flood policy data, provided by FEMA, were analyzed by the Engineering Department. Based on this analysis, it was determined that less than 10 percent of the buildings located in the FEMA-mapped Special Flood Hazard Areas (SFHAs) are covered by flood insurance.
As a Community Rating System (CRS) Class 3 community, the City's residents are eligible to save up to 35 percent on their flood insurance. City staff will conduct additional community outreach during the pre- and post-hurricane seasons to raise awareness about the potential risk of local flooding and the measures residents can take to prepare for it. These outreach methods will include:
1) Increase direct mailings of letters and brochures to residents in SFHA areas.
2) Face-to-face engagement with residents through community and neighborhood events.
3) Digital media postings.
4) Presentations to groups like the Realtors Association, HOAs, etc.
5) Including related informational material in municipal services statements.
6) Ads in print - Ocala Magazine and Family Times Magazine, radio ads - Classic Hits Radio.